Tag Archive for 'obamacare'

SHOCK

I hope you guys are sitting down, because Reuters came out with a story today that will BLOW YOUR MIND.

Apparently, employees across the country are seeing their healthcare costs go up, while at the same time getting less Actual Health Care.

CAN YOU EVEN BELIEVE IT?

Three thousand employers were surveyed earlier this year and a third of them have either reduced their benefits/raised deductibles, increased the employees’ cost towards healthcare premiums, or raised premiums, or a combination of those.

Cue the entire Obama administration looking like they’re completely puzzled and bewildered, and those of us with Actual Brains looking like WE TOLD YOU SO.

Welcome To Your ObamaCare Org Chart

BEHOLD:

That’s what government healthcare looks like, you guys. Like that. If you want the big view, you have to download it from our site library by clicking here:

Obamacare Chart

It’s that ridiculously huge and complicated. But I’m POSITIVE all of those circles and lines and arrows will mean greater innovation, lower prices, and better quality care for everyone. Aren’t you?

And So It Begins…

Actually, perhaps the right title for this entry should be, “And so it continues…” because what I’m about to tell you isn’t new. It’s what we’ve been saying ever since Obama started threatening to take over health care.

According to this, insurers are starting to promote healthcare plans which limit doctor choices, and offer much narrower physician networks, in order to save money on premiums. Soon, it will start being a “privilege” to choose or keep your own doctor. So, all that nonsense that Obama spewed about “if you like your doctor, you can keep your doctor” was just that – nonsense. Which, you know, we’ve been telling you for months now.

It’s a way to go back to the HMO days – where you had to have a primary care physician who would then REFER you to a specialist, and the network of physicians you had to choose from was severely limited. HMO’s are rare now, because consumers hate them, and with good reason. THEY LIMIT CHOICE.

But the bad news doesn’t stop there. According to this, in Massachusetts, which has served as the guinea pig for government-run healthcare, small businesses are dropping coverage altogether, in favor of having employees turn to the state pool. And that, of course, means trouble for the state budget, because the more people on the state subsidized plan, the higher the costs are for the state.  And, you know, at some point the state will run out of other people’s money. As the source link demonstrates and as I’ve said REPEATEDLY, companies are realizing that it’s cheaper to pay the penalty for not offering coverage than it is to pay premiums.

And in another bit of healthcare news, the IRS is painfully ill-prepared to deal with all the regulations that Obamacare requires them to be in charge of.  So obviously, they’ll need to expand that government agency by thousands and thousands of people in order to manage it all.

Now, I tell you all that to say this:  Obamacare is a huge giant ball of suckage.

FYI.

Question.

Exactly what is it that Botox McChoppyhands is smoking? Because I need some. I need to know what it feels like to live in a world where no matter what horrific law you pass, you get to say, with a straight face, that you’re creating four million jobs, and 400,000 of those are happening “immediately.” Even though all evidence points to the contrary.

I’d also be curious to know what it’s like to constantly have to karate chop the air for no reason whatsoever, anytime I speak.

And more importantly, who are the clowns who BELIEVE her?

And So It Begins.

According to this, Obamacare is already starting to wreak havoc in the health insurance industry, which is probably only a surprise to you if you’re inexplicably in favor of Obamacare, or if you’re blinded by liberalism, or both. Those of us with Actual Brains could have predicted this stuff (and did, actually) months ago.

And you know what I forgot to tell you? A little bit of anecdotal news. I met with our company’s health broker last week to discuss health insurance plan renewal for a small subsidiary of ours. This company falls under Obama’s definition of “small employer” theoretically eligible for those AMAZING AND AWESOME TAX CREDITS that come with Obamacare. Except that they’re not – and you know why? One of the requirements to get the credits is that the AVERAGE TOTAL WAGES for a small employer’s full time employees cannot exceed $50,000.

Do you have any idea how ridiculous that is, and how few small business owners will actually qualify? My broker told me that out of the 40-50 small businesses he represents, a total of ZERO qualify, due to this wage limit. Neat!

So much for promises, right? And yet, Obama is having senior citizen townhalls to try and sell his stupid law, and he’s on a huge publicity tour to try and convince all of us ankle-dwellers that we just don’t understand how this is good for us.

Never Saw This One Coming…

Oh wait.  Yes I did.

According to this, Obamacare is going to cost more than originally thought.  SURPRISE!!!

I find that entire article positively hilarious.  The CBO said today that the healthcare legislation passed a couple months ago could add $115 billion more to healthcare spending over the next 10 years than they previously reported.  That includes $10-20 billion in administrative costs to government agencies to actually carry out the law, as well as $34 billion for some health centers and $39 billion for “Indian care.”  Say whaaa?

Republicans said all along that these costs should have been included in the original budget estimate, but see, that would have made Democrats look like their plan wasn’t going to save any money, so they didn’t include them.  You know what the CBO said was the reason their earlier estimates didn’t include this $115 billion in spending?  Because “they simply had not had enough time to run the numbers.”  Ya think?  Could that maybe have had something to do with the fact that this whole disaster was rushed through like it was a total emergency, even as the GOP was PLEADING for common sense and for Democrats to just slow the freak down so people had time to do stuff like, you know, READ THE BILL.

And guess what?  Costs are expected to go up even more, because there are all sorts of programs bundled into the law which are just thrown in there without setting funding levels for them.

You may recall that Democrats made sure the original estimates from the CBO made it look like this plan would reduce the deficit by $143 billion over 10 years.  But if Congress goes ahead and approves all of the extra spending outlined in the bill, which they of course will, the savings they claimed they’d achieve are going to be basically thrown out the window.

The most laughable part of the article was when a White House spokesman said that Obama would “demand that added spending be offset with cuts in other domestic programs.”  Riiiiiiiiight. Because Obama is famous for reducing spending and cutting stuff.

To the folks out there who have been holding out hope and remaining on the fence about this issue, I hate to say we told you so, but we’ve been telling and have told and did tell you so.  Over and over again.  So if there’s anyone left out there who Actually Believes Democrats when they spout off all the nonsense about cost savings and deficit reductions tied to this healthcare plan, just remember this post.  And then remember the other posts we’ve written which warned you about long waits and reductions of services and shortages of doctors and premium increases and all the horrific things that go along with a single payer system. Because unless we do some significant damage to this monstrosity of a law by way of some serious liberal turnover in Congress this fall, that’s precisely where we’re headed.

More On That Individual Insurance Mandate, And The Impact Of Obamacare On Employers

My boss and I attended a healthcare legislation update the other day, to get up-to-the-minute information on the law that probably only people OUTSIDE of Congress have read in its entirety. I learned some new stuff I thought might interest you.

You remember that individual mandate that’s going to be required? And how if you don’t buy an insurance plan you’ll pay a penalty? Well, it turns out that the penalty during the first year (2014) is a whopping $95. Yup! So, if you’re a healthy person, you can either spend a few grand on an insurance policy, or you can pay a $95 fine through your tax return. Year two your fine increases to $325, and then finally in 2016, it’s a grand total of $695. There are very few, if any insurance policies that cheap, so guess who’s going to opt to pay the fine? HEALTHY PEOPLE. They know, of course, that they can get coverage any ole time they want if they get sick, so there’s no reason to pay for coverage on a regular basis.

At the same time, if you’re an employer with more than 25 employees, and you don’t provide health coverage to your employees, you’ll be fined $2000 per employee per year (less the first 30 employees, which are freebies). Considering that most employers spend far more money to insure their employees than a measly $2000 annually, what do you think they’re going to be inclined to do? Drop coverage and pay the fines, of course.

And you know what happens then? All the employers paying fines, and all the individuals paying fines, are going to wind up paying for the single payer system that Obama has been insisting he wants since Day One. It’s actually a brilliant plan, if you think about it. Obama offers the “choice” of compliance or fines, makes it excessively more attractive for people to pay the fines, and presto, he’s just created a way to help pay for precisely the type of universal healthcare coverage he wanted in the first place. That’s his version of “choice and competition.”

Don’t believe me? See here. My company is a great example of this as well. It will cost literally HALF as much to pay the penalties as it will to offer the current benefits package we have now. HALF, you guys. What fiscally responsible company isn’t going to jump on that?

A person interviewed in the source link above stated it best when she said, “What this bill really does is redistribute costs. The people who have insurance, their costs will go up to cover the 30 million additional people who will be insured.”

And that’s really what this whole law boils down to. A redistribution of wealth. Social Justice.

Hope and Change.

Wait. Obamacare Is Going To Kill Jobs? NO WAY!

According to this, a whole bunch of medical-device companies in Massachusetts are going to cut jobs because of Obamacare’s new tax on medical devices (the 2.3% tax on their products goes into effect in 2013).

Well, color me surprised.

No. This Just Can’t Be.

I know you’ll find this unbelievable, what with this administration being the most transparent in history and whatnot, but it turns out that Kathleen Stink-Eye Sebelius miiiiight have buried the HHS report (which ultimately came out last week) that exposed Obamacare for being more expensive than Democrats wanted to admit.

Specifically, according to the source link, she got the report more than a week before the Congressional vote was taken, and refused to look at it before the vote, because she “didn’t want to influence the vote.”

You can read more about what a bunch of weasely cowards obviously work at HHS, but in summary, just make a mental note that Democrats continue to be really super shady and dishonest about healthcare.

Hope and Change.

UPDATE: According to this, the report author denies this. Seems the original source’s anonymous tips were no good. Carry on! :)

It’s Worth It, Everyone. So Just Deal.

By now you’ve probably read Daisy’s post below about how, to the UTTER SURPRISE OF EVERYONE, the healthcare law is actually going to cost way more than Obama said it would.

Well, now the White House is reacting to the new analysis from the HHS, CBO, and CMA. And the reaction is every bit as ridiculous as you might expect. They are Actually Saying, you guys, that the higher-than-anticipated costs are “a bargain price for guaranteeing coverage to 95 percent of Americans.”

I mean, this is the argument that liberals have to resort to. Before, they just simply lied about the costs, so that they could coerce as many Democrats to vote for the bill’s passage as possible. And now that the truth is out, their reaction is equivalent to them saying, “Well, yeah – it’s going to be super expensive – more expensive than we let on, but IT’S WORTH IT because we’re going to cover a whole bunch of people.”

So the garbage they fed us about cutting costs and keeping premiums down? Well, all of us conservatives can take a small bit of comfort in the fact that we can say, “I told you so, morons.” Not that we didn’t know that already, of course.

Great News About Obamacare!!!

Kidding.  There’s never good news about Obamacare – because Obamacare is a disaster.  But just how MUCH of a disaster is being revealed in bits and pieces, since now that it’s the law of the land, we’re “finding out what’s in it” Pelosi-style.

According to this,  and more specifically according to the Joint Committee on Taxation, folks earning less than 200k annually will pay nearly FOUR BILLION MORE DOLLARS IN TAXES in 2019 alone, all due to Obamacare.

Meanwhile, Obama said in his radio address this past weekend that Obamacare keeps his campaign promise not to raise taxes on the middle class.

Hence, the above photo.

PS – Almost forgot.  Here comes the doc shortage. But you know what we WILL have, when we’re all waiting for months to see a general practitioner?  We’ll have 16,500 extra IRS agents.  So you know, we have that.

Here’s How Brilliant Your Democratic Congresspeople Are

In what can only be described as sweet, delicious justice, the Congressional Research Service has discovered that the healthcare legislation signed into law by Obama 3 weeks ago actually “removes members of Congress and Congressional staff from their current coverage, in the Federal Employees Health Benefits Program, before any alternatives are available.”

This would be hilarious, if not for the fact that these clowns are basically running the country right now. And if they couldn’t even get their OWN HEALTHCARE right, then you can be fairly certain that the plan is going to screw up coverage for the rest of us royally.

The loopholes in the legislation will affect all members of Congress as well as bunches of Congressional employees. And if you recall, one of the various ways that Democrats tried to sell this plan was to say they wanted all Americans to have as good a health insurance plan as Congress has. Except now they don’t have one. Whoops.

So now they’ve got some fixin’ to do. No telling yet if they’ll try to do that with more legislation (because they’re obviously super good at that) or if they’ll try to deal with it using revised internal policies. Congress forgot to assign someone to actually resolve these kinds of “ambiguities” or arrange healthcare for Congressional staff. What with them being all busy trying to force Americans to buy insurance and increasing taxes and whatnot.

Our government at work, everyone.

This Is Important, You Guys. Read Carefully.

Not only is this important, it’s the reason that Mitt Romney doesn’t have a PRAYER at becoming the next GOP presidential nominee.

If you want to understand just what Obamacare is going to look like for Americans in the not-so-distant future, you only need to look as far as Massachusetts, which has essentially had the same type of healthcare system in place for 4 years now.

And it’s not going well.

Just this week, small businesses and individual people needing healthcare coverage discovered that they can no longer buy it, because Governor Deval Patrick nixed the premium price increases that the not-for-profit insurance companies requested in order to, you know, keep operating.

If this sounds remotely familiar, it’s because we’ve talked about government control over insurance company premiums before. Only now, we can use Massachusetts as a way to predict our national future.

Ever since Romney passed the universal healthcare plan in 2006, costs have skyrocketed.  And because Deval Patrick thinks like Obama, who believes that price hikes are obviously the fault of the evil, greedy insurance companies, he decided the sure-fire way to fix the price hikes was to reject nearly all of the premium increases that the state’s insurers asked to have him approve.  So, in order to stay in business, the insurance companies have stopped selling new policies.  It was pretty much that or be insolvent.

And in typical liberal Atlas Shrugged fashion, the state has now threatened the insurance companies with fines and punishments if they don’t start selling new policies asap, with YEAR OLD PREMIUM RATES.  Do you realize how huge that is?  The government is ordering private companies to sell their products.  At a price the GOVERNMENT is naming, no less. If you weren’t freaked out by how much control Obama has been trying to gain over private industry already, now’s the time to freak out.  It has come to this.

Hilariously, the Massachusetts AG has concluded that the reason their state’s premiums are so high isn’t because of insurance company greed, but because of the “underlying cost of healthcare.”

YA THINK?  Wow.

And, just as I’ve been predicting will happen nationally for months now,  people in Massachusetts have been buying coverage only when they’re sick, and running up the tab, and then dropping it, because that’s what Obamacare-type plans allow you to do.  That of course raises the costs for everyone.  Obama’s plan forces insurance companies to charge the same rates for everyone regardless of their health status or pre-existing conditions, so it’s impossible for the insurers NOT experience huge losses.  This is why costs go up.  My four year old could even understand this better than the moronic liberal Democrats who voted this piece of garbage into law.

It’s a disaster, you guys.  And it’s coming to all of our states now.

A Regular Small Business Owner Explains How Obamacare Will Kill Jobs

People with Actual Brains will watch this and say, “Well, yeah. Anyone with common sense and logic has known this from the word ‘go’.” But what I’m hopeful for is that someone who has actually bought into the Obamacare hype sees this and starts to understand what a disaster this whole plan is.

Then again, that would require Actual Brains.

Sigh.

ATTENTION TOWNSPEOPLE: You Don’t Mess With Urologists.

According to this, Dr. Jack Cassell, a urologist in Mount Dora, hung up this sign in his window to show his displeasure with Obamacare.  He said, “I’m not turning anybody away — that would be unethical.  But if they read the sign and turn the other way, so be it.

A woman sent the picture to Alan Grayson, because that is who you reach out to when you want to be hysterical about something.

Cassell doesn’t actually ask his patients about their political leanings.  But he does make it quite clear where he stands.   In his waiting room, he’s got stacks of the health-care timeline that was put out by the GOP, and a sign above them that says, “This is what the morons in Washington have done to your health care. Take one, read it and vote out anyone who voted for it.”

Cassell’s wife says a total of 3 patients have complained, but that most have been “overwhelmingly supportive.”  There is a poll at the link site which shows a HUGE majority of people think it’s basically fantastic that Dr. Cassell did this.  And while he insists that a patient’s politics would never affect his care for them, he would prefer not to treat Obamacare supporters.  He says, “I can at least make a point.”

Alan Grayson, naturally, is outraged.  He said, “I’m disgusted. Maybe he thinks the Hippocratic Oath says, ‘Do no good.’ If this is the face of the right wing in America, it’s the face of cruelty. … Why don’t they change the name of the Republican Party to the Sore Loser Party?”

Oooo – good one, Alan.  My four year old would crack up at that one.

Discuss.

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